If you plan to finance your vacation home purchase, we highly recommend that you first speak with an experienced lender.


A competent lender will help you to understand the lending process, determine how much you can spend, and provide a pre-approval letter.

A pre-approval letter will strengthen your offer when you are ready for that step.  


We can suggest local lenders who specialize in vacation and rental homes, or you can use your own lender.  


In our experience, finding a local mortgage lender who understands the rural and semi rural home market is usually best and often results in the least amount of hassles. 

Financial Worksheet

Overview - Buying A Lot And Building A Cottage

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